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2.5 Investor Education and Financial Literacy Improvement2.3 Market stability improvement1.2 Impact of market expansion

2.2 diversification of investment styleIncorporating index funds into the personal pension investment catalogue will also help to strengthen the education and popularization of financial market knowledge and enhance the financial literacy and risk awareness of the whole society. According to market research, individual pension investors pay more attention to the long-term performance and risk control of products when choosing investment products, which will prompt investors to pay more attention to the long-term trend and investment knowledge of financial markets, thus improving the financial literacy of the whole society.2. The influence of index funds into individual pensions

2.2 diversification of investment styleImprove market efficiency: the transparency and low rate of index funds help to improve market efficiency, reduce transaction costs and increase investor participation.